Services

Empowering Your Retirement Journey

At Jensen Retirement Services, we believe your retirement should be as unique as you are. Our mission is to empower you with clarity, strategy, and confidence. Through personalized guidance, we help you navigate the complexities of retirement planning, focusing on what matters most to you—security and longevity.

Trust and transparency are at the heart of every conversation. We work closely with you to understand your goals, prioritize your needs, and develop a retirement plan that aligns with both your lifestyle and your legacy.

Our services are centered around three key pillars:

Your Current and Future Income Needs

We help you create a reliable income plan that ensures your resources last throughout your retirement while adapting to life's changes. Key considerations include:

Addressing actual spending, inflation, and taxation.
Identifying inefficiencies in your current financial situation.
Preparing for income, expense, and tax challenges following the loss of a spouse. Maintaining your ideal lifestyle with confidence.

Asset Preservation and Growth

Protecting and growing your wealth is essential for a secure retirement. We offer strategies that balance stability and growth, including:

Reducing or eliminating unnecessary risks where possible.
Coordinating tax strategies to minimize today's liabilities and future burdens, especially at the demise of the first spouse.
Developing gifting strategies aligned with federal estate tax and state inheritance tax regulations.
Addressing catastrophic illness concerns with tailored financial solutions.

Legacy and Estate Distribution

Your legacy is more than assets; it's about ensuring your wishes are honored and your loved ones are cared for. We help with:

Reducing taxes incurred after passing, such as federal estate tax, state inheritance tax, and income tax on inherited income (IRD).
Designing options to control distributions and reduce the burden on family members managing the process.
Implementing estate equalization strategies to prevent unfair burdens or expectations on heirs.
Providing guidance for beneficiaries with special needs to ensure they are supported appropriately.

Your Retirement. Your Way.

Every service we provide is grounded in personalized planning, proven strategies, and an unwavering focus on your long- term goals. At Jensen Retirement Services, we’re not just building portfolios—we’re building futures.